Retail, Wholesale and manufacture Inventory Financing
Danbury Capital has a unique inventory financing program that is specifically tailored to the Small & Medium Enterprise (“SME”) market.
Recognizing that SMEs are constantly frustrated by the lack of financing available against their inventory assets, we have created a simple and effective financing program that targets SMEs in each of the retail, wholesale and manufacturing sectors.
How does it work?
Using our in-house appraisal expertise in each sector of inventory financing, we assess the inventory and ascribe a borrowing base formula that provides maximum flexibility and leverage against the inventory assets of a borrower. Presently, we are extending inventory loans up to $3,000,000 for qualified borrowers.
What makes it different?
- We allow you to remain in control of your own inventory. With respect to wholesale inventory, most specialty inventory lenders insist on maintaining complete control over the inventory by securing it in a third party warehouse. We do not make this a requirement.
- We do not require accounts receivables to be included in the financing package. Most Lenders will make this a requirement. Moreover, we will work with your existing receivable financier to ensure that you are able to maximize leverage against your current assets.
- We employ our own in-house appraisers. Unlike other asset-based lenders who rely upon expensive third party appraisals, the cost of which is absorbed by you the borrower, by utilizing our own in-house appraisal experts we are able to pass the cost saving benefit to you.
- Most specialty lenders require the inventory line of credit to be backed by firm purchase orders. We do not make this a requirement.